Credit Officer

Lendha

As a Credit Officer at Lendha, you'll evaluate customer loans and monitor accounts for outstanding debts, requiring a Bachelor's or HND and NYSC discharge certificate.

Last checked on June 30, 2026. We may earn a commission when you click through.

The position offers valuable experience in the finance sector but may be challenging for those without a strong analytical background. It suits recent graduates eager to apply their skills in a practical environment.

✓ Opportunity to grow in the finance sector ✓ Hands-on experience in credit evaluation ✓ Stable company with a focus on customer service

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Credit Officer

Lendha

Updated 1 month ago

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Lagos

About this role

As a Credit Officer at Lendha, you'll evaluate customer loans and monitor accounts for outstanding debts, requiring a Bachelor's or HND and NYSC discharge certificate.

About the Company

Lendha is a financial services company focused on providing accessible credit solutions to customers in Nigeria.

Key Highlights

✓ Requires Bachelor's degree or HND
✓ Involves loan evaluation and debt monitoring
✓ Full-time position with potential growth
✓ Located in Ojo, Lagos

💡 Honest Take: This role is ideal for those with a background in finance looking to gain practical experience in credit assessment.

Pros

✓ Opportunity to grow in the finance sector
✓ Hands-on experience in credit evaluation
✓ Stable company with a focus on customer service

Cons

✗ May require long hours during peak periods
✗ Job location may be inconvenient for some applicants
✗ Limited remote work options

Best For: This role is tailored for individuals passionate about finance and eager to engage with customer accounts.

Watch Out: Applicants should be prepared for a fast-paced work environment that may involve dealing with challenging customer situations.

Apply for this position →

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What Customers Say

Current employees appreciate the hands-on experience but note the high demands of the job.

Expert Review

In the role of Credit Officer at Lendha, employees will engage directly with customers to assess their creditworthiness. The job requires a solid understanding of financial principles and the ability to analyze complex financial data. Successful candidates will find the experience beneficial for career advancement in finance.

While the position provides a pathway into the finance sector, it is essential to be aware of the demands placed on staff during busy periods. Employees often report a need for resilience and time management skills, particularly when handling multiple accounts simultaneously. Those without a strong analytical aptitude might struggle with the responsibilities assigned.

the company’s focus on customer service means that interpersonal skills are equally as important as technical knowledge. Training and support are usually provided, but proactive learning and adaptation are necessary for success. Interested individuals can find more about the position on Lendha's official page.