Functional Consultant - Credit Card & Rewards

The Value Maximizer

Join The Value Maximizer as a Functional Consultant focusing on credit card processing and rewards management, analyzing business requirements and leading system integrations.

Last checked on May 28, 2026. We may earn a commission when you click through.

If you're passionate about credit card systems and rewards management, this role could be a great fit, especially in a growing company.

✓ Remote work flexibility. ✓ Competitive salary range of $93,700 to $140,000. ✓ Chance to work with major payment networks like Visa and Mastercard.

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Functional Consultant - Credit Card & Rewards

The Value Maximizer

Updated 9 days ago

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Austin Remote Full-Time

If you're passionate about credit card systems and rewards management, this role could be a great fit, especially in a growing company.

About this role

Functional Consultant - Credit Card & Rewards Functional Consultant - Credit Card & Rewards 15 hours ago Be among the first 25 applicants Location: Pittsburgh, PA, or Cleveland, OH, or Dallas, TX Here are the skill sets required : Solution Architecture: Design end-to-end solutions for credit card processing, rewards management, and partner integrations (e.g., Visa/Mastercard, loyalty networks) Functional Expertise: Analyze business requirements for card issuance, transaction processing, fraud detection, billing, and rewards redemption. Familiarity with rewards program mechanics (points, miles, cashback, merchant-funded rewards) System Integration: Lead integrations between core banking systems, card processors, CRM, and third-party rewards platforms Compliance & Security: Ensure adherence to PCI-DSS, AML, and regulatory standards (e.g., Reg Z, UDAAP) in card and rewards program design Stakeholder Collaboration: Work with product managers, IT teams, and vendors to align technical solutions with business goals Innovation: Propose enhancements for customer engagement (e.g., dynamic rewards, personalized offers, API-driven partnerships) Troubleshooting: Resolve complex issues in authorization, settlement, points accrual, and reconciliation processes Good to have : Hands-on experience with card processors (FIS, TSYS),Rewards engines (Fiserv, Epsilon) , core banking systems & payment gateways Seniority level Seniority level Entry level Employment type Employment type Full-time Job function Job function Other Industries IT Services and IT Consulting Referrals increase your chances of interviewing at The Value Maximizer by 2x Sign in to set job alerts for “Functional Consultant” roles. Austin, TX $93,700.00-$140,000.00 1 week ago Subscriptions and Services Functional Consultant Oracle SQL/Jasper Consultant for Texas Education Agency, Austin, Tx SAP FICO CONSULTANT IN AUSTIN, TX (ONSITE) Austin, Texas Metropolitan Area 4 days ago Solution Consultant, Amazon Business Professional Services, ProServe Solution Consultant, Amazon Business Professional Services, ProServe Austin, TX $118,200.00-$204,300.00 3 days ago Austin, TX $160,000.00-$200,000.00 4 days ago Solution Consultant, Amazon Business Professional Services, ProServe Austin, TX $80,000.00-$158,000.00 1 week ago Austin, TX $80,000.00-$158,000.00 1 day ago Austin, TX $93,700.00-$150,000.00 1 week ago Austin, TX $80,000.00-$158,000.00 1 week ago Austin, Texas Metropolitan Area 13 hours ago Austin, TX $110,000.00-$140,000.00 1 day ago SAP AATP(Advanced Available-to-Promise) Techno functional Consultant Techno-Functional PLM -15+ years (Remote) Austin, TX $95,000.00-$150,000.00 4 days ago We’re unlocking community knowledge in a new way.

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About the Company

The Value Maximizer specializes in providing innovative financial solutions, focusing on enhancing customer experiences in credit and rewards management.

Key Highlights

✓ Design end-to-end solutions for credit card processing.
✓ Analyze business requirements for various card functions.
✓ Lead integrations with banking systems and rewards platforms.
✓ Ensure compliance with industry regulations.

💡 Honest Take: This position is ideal for those looking to dive into the fintech space, but you need to be ready for a fast-paced environment and complex integrations.

Pros

✓ Remote work flexibility.
✓ Competitive salary range of $93,700 to $140,000.
✓ Chance to work with major payment networks like Visa and Mastercard.
✓ Opportunities for collaboration across teams.

Cons

✗ No home office option available.
✗ May require handling complex compliance issues.
✗ Potentially high-pressure environment.
✗ Limited experience level may restrict growth for seasoned pros.

Best For: It's perfect for those with a background in finance or tech looking to expand their skills in a specialized area.

Watch Out: Be prepared for a steep learning curve, especially around compliance and system integrations.

Apply for this position →

You'll be redirected to talents.vaia.com

What Customers Say

Feedback from current and former employees indicates a supportive work environment, though the workload can be demanding.

Expert Review

The Functional Consultant position at The Value Maximizer focuses on integrating credit card processing with rewards programs. This role demands strong analytical skills to interpret business requirements for critical functions such as fraud detection and billing. Collaborating with teams will be essential for developing effective solutions.

One of the main attractions of this job is the competitive salary range of $93,700 to $140,000, which reflects the specialized expertise required. However, the position is remote, but with no option for a home office, which could limit flexibility for some candidates.

While it's a great opportunity for newcomers to the field, keep in mind that the fast-paced environment might not suit everyone. Complex compliance issues are part of the daily grind, so being adaptable and detail-oriented is crucial. Overall, if you’re looking to make a mark in the fintech sector, this role can offer valuable experience.

For more details, check the official listing at The Value Maximizer.