Our purpose – Opening up a world of opportunity – explains why we exist. Here at HSBC we use our unique expertise, capabilities, breadth and perspectives to open up new kinds of opportunity for our more than 40 million customers. We’re bringing together the people, ideas and capital that nurture progress and growth, helping to create a better world – for our customers, our people, our investors, our communities and the planet we all share. Business Credit Office provides front line credit and risk ownership including writing credit papers, performing credit analysis, modeling projection and enterprise valuation analysis, coordinating with internal stakeholders (such as Credit Risk, relationship managers, global partners, and product teams), and delivering sound recommendations based on robust business, relationship, and industry analysis using expert judgment and conforming with internal credit policies/guidelines and external regulatory requirements. As Vice President you will: Deliver the business strategy with strong knowledge of Corporate & Institutional Banking (CIB) priorities, with a focus on NBFIs (non-bank financial institutions), fintechs, or financial instituions and working with our CIB relationship bankers and product partners, together with our risk stewards, in delivery our business strategy aligned with risk appetiteBuild strategic and valued relationships with customers, applying knowledge to provide value-add advice and assistanceAdhere to HSBC policies, procedures, and control requirements and raise any concerns about actual or potential issues promptly, in line with reporting and escalation proceduresEnsure all actions take into account the likelihood of operational risk occurring, addressing areas of concern in conjunction with Risk and relevant colleagues and ensuring that actions resulting from internal/external audits and external regulators are correctly implemented in a timely fashionAppropriate conduct is integral to HSBC values and principles and supports all business activities including the Group’s growth strategy, culture and behaviors, interaction with customers, financial markets operations, and governance and oversight processes. All employees must demonstrate the HSBC vision, values, goals, and culture in personal behavior, actions, and decision making You´ll likely have the following qualifications to succeed in this role: Significant, hands-on corporate and institutional banking credit underwriting experience, ideally covering NBFIs, fintechs and/or financial institutions.Strong structuring and credit underwriting experienceThorough understanding of NBFI, fintech and financial institution sectors’ associated credit and risk profile of respective transactionsAbility to analyze situations effectively and make well thought-out decisionsLead credit engagement to help RMs optimize relationship value, improve client engagement, and deliver needs-based solutions and fair customer outcomesEnable proactive client management by attending client meetings (as needed) and acting as a first point of contact for credit-related customer enquiriesProven leadership skills including coaching, motivation and communications skills to inspire othersStrong teamwork skills promoting an environment of co-operation and trust, overcoming resistance where encounteredStrong analytical and financial skillsExcellent prioritizing, organizational and time management abilitiesExcellent verbal and written communications skills