Senior Credit Risk Analyst

Harnham

Join a fintech as a Senior Credit Risk Analyst, focusing on credit risk and machine learning with direct access to senior leadership.

Last checked on September 26, 2026. We may earn a commission when you click through.

✓ Opportunity to work with cutting-edge technology ✓ Potential for career advancement ✓ Engagement with senior executives

Senior Credit Risk Analyst

Harnham

Updated 1 day ago

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United Kingdom

This role is ideal for seasoned professionals who excel in s and seek to influence strategic decisions. However, candidates should weigh the potential stress of high expectations against the exciting prospects offered.

About this role

Join a fintech as a Senior Credit Risk Analyst, focusing on credit risk and machine learning with direct access to senior leadership.

About the Company

Harnham is a leading data and analytics recruitment firm, specialising in the fintech sector.

Key Highlights

✓ High-impact role with exposure to credit risk and fraud
✓ Focus on innovative data, AI, and analytics
✓ Direct access to senior leadership
✓ Opportunity to shape commercial strategy

💡 Honest Take: While the role promises significant exposure, the fast-paced environment may lead to high pressure and long hours, which isn't always disclosed upfront. Networking opportunities could be a double-edged sword, as not everyone thrives in competitive settings.

Pros

✓ Opportunity to work with cutting-edge technology
✓ Potential for career advancement
✓ Engagement with senior executives

Cons

✗ High-pressure work environment
✗ Expectations may be demanding
✗ Limited salary details provided

Best For: Senior data professionals with a strong background in credit risk and analytics seeking to advance their careers.

Watch Out: The role's demands may lead to a challenging work-life balance, especially in a fast-growing startup setting.

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Expert Review

This position offers engage directly with senior leadership, which can accelerate your career trajectory. The fintech industry is rapidly evolving, and being at the forefront of credit risk and fraud analysis is crucial. However, the absence of disclosed salary information raises questions about compensation transparency.

The company's focus on AI and machine learning means you will be working with advanced tools, which can enhance your skill set. Yet, potential candidates should be prepared for a fast-paced environment that may come with high expectations and pressure. The lack of clarity on salary also suggests that negotiating your worth may be necessary once in the role.

Networking opportunities at Harnham can be beneficial, but they may also create a competitive atmosphere that is not suited for everyone. For those who thrive under pressure and are eager to shape commercial strategies, this could be a rewarding experience. Overall, the role is those who are ready to take on significant responsibilities in a challenging but exciting environment.