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Halifax Personal Loan
Very similar to Lloyds (same parent group) with equally competitive top-line rates. Reliable choice with no surprises.
Halifax Personal Loan
Updated 5 hours agoRepresentative APR
3.9–24.9%
Loan Amount
£1,000–£50,000
Term
12–60 mo
Decision
Minutes
Requirements
About this loan
Our Verdict
Very similar to Lloyds (same parent group) with equally competitive top-line rates. Reliable choice with no surprises.
✅ Best For
Borrowers who want a trusted brand with one of the lowest starting APRs on the market.
⚠️ Watch Out
Same as Lloyds — the 3.9% rate is for a sweet-spot loan amount. Small loans are much more expensive.
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
Check eligibility →Halifax Personal Loan: Solid Rates, Few Surprises
Halifax offers a straightforward personal loan with rates as low as 3.9% APR. But before you jump in…
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