Job Summary: Process and disburse consumer and mortgage loans. Continue Monitoring loans post-close to service and process various escrow items, ensuring timely and accurate disbursements, and maintaining insurance and tax tracking records. Essential Functions and Responsibilities: Mortgage Loan Processing · Prepare loan files for underwriting including all vendor work and payoff information requests from third party vendors and institutions. · Generate closing documents, adhering to all CU policies, procedures and compliance requirements. · Works with Loan Officers and vendors to prepare loans files for underwriting. Processing loans, creating all necessary documents to close and disburse loan amount. · Ensures closing documents are in compliance with all policies and procedures. · Assists in organizing and preparing mortgage files for archive. Mortgage Loan Funding · Responsible for all aspects of the loan funding process including but not limited to: Maintaining tracking spreadsheetsWiring fundsIssuing checks for external payments and payoffsProcessing internal payoffs Consumer Document Prep · Prepare accurate closing documents for Loan Officers on Consumer Installment Loan Products. · Create the loan account on the core system. Consumer Funding · Fund all closed Consumer Installment Loan products. · Mail out payoffs as applicable. · Process internal payoffs. · Follow-up on any loans cancelled to ensure accurate processing by underwriting and closing any accounts out that are not funded. Augustine Financial Services · Assist Augustine Financial Services in post-closing service, escrow processing, and paid loan processing. Other Duties as Assigned · Assist all areas of the loan department as necessary. · Maintain a working knowledge of all lending products, regulations, laws, and rates within the credit union and the industry. · All other duties as assigned. · This job description is subject to change at any time. Job Requirements: Bachelor’s Degree preferred.· 1 year of experience in Credit Administration, Lending Support, and or Loan Operations. · Ability to work under critical time constraints. · Ability to multi-task and enjoy doing it along with presenting a positive, team-oriented, attitude. · Keen problem solving and resolution technique. · Detail oriented and strong organizational skills required. · Proficiency in Microsoft Excel and Word required. Physical Requirements/Work Environment: May lift up to 25 lbs.; Office work- must be able to use a PC and phone; hearing and sight are required to perform this job; may need to sit for long periods of time in front of a computer. It is the policy of OC Federal Credit Union to provide equal employment opportunities without regard to race, color, religion, sex, sexual orientation, gender identity, age, marital status, pregnancy, national origin, genetic information veteran or disability status or any other protected characteristic under applicable law. Company DescriptionFor over 70 years, OC Federal Credit Union has helped our members across the state achieve their financial goals. Members choose us for our low loan rates, personal service, and how we give back to the communities where they live, work, and worship. We offer personal and business checking and savings accounts, plus auto loans, mortgages, home equity lines of credit, and more. As a local credit union, you get the level of personalized service you won’t find at larger financial institutions.